Divinity Group
Financial Protection with Supplemental Insurance
How We got Started
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In late November of 2015 I received word that my adopted grandfather was diagnosed with leukemia, this was my first experience with someone close to me receiving that devastating news.
But that’s not where the devastating news ended, before the new year my Grandfather would spend thousands of his life savings on deductibles, co-insurance, co-pays, denied claims, travel from Stevensville Montana to Seattle Washington, hotel rooms, city parking, food, and so much more. I was in absolute shock at the size of the financial avalanche that had just broken loose from under his feet....
So me being me, I began my research. Shortly after is when I found the best Supplemental Insurance policies on the market and knew that I had to start helping people truly protect their finances. In 2020, after 3 years of personal sales, recruiting, and training other agents I opened my own agency, Divinity Group, so that I could multiply my efforts and get more information to people like you, in less time.
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- Jon Devine
OUR SERVICES
We offer affordable supplemental insurance plans that provide peace of mind knowing you'll have tax-free cash to support you through 1 of the 4 medical crisis below. And if you never face one of these crisis we return 100% of your money, less any claims paid, after 25 years.
Did you know 96% of bankruptcies in the U.S. are filed by individuals, NOT businesses?
A recent Harvard University study showed that medical expenses account for approximately 66% of those personal bankruptcies in the U.S.
The Top 4 causes of medical bankruptcies are:
ACCIDENT COVERAGE
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Leading cause of death age 44 and under
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Number 1 cause of death in children
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Average cost $6,700 per accident
Every Hour :
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19 Accidental Deaths
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5,390 Disabling Injuries
CANCER COVERAGE
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3 out of 4 families will be effected
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1 in 3 people diagnosed
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Over 1.7 million new cases annually
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Nearly half of cases come from the environment
HEART ATTACK/STROKE COVERAGEÂ
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1 out of 3 deaths
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Over 1 million Americans suffer from a heart attack annually​
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Every 40 Sec = Heart Attack/Stroke
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Leading cause of death in U.S.
INTENSIVE CARE UNIT COVERAGE
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Average stay = 4 days
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Average cost = $10,794 per day
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More than 5 million patients are admitted annually
What makes us different than the duck, the pilgrim, the corn husker, and the rest of our competitors out in the marketplace?
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No Lifetime Limits​
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Higher Benefit Payouts
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Tax-Free Benefit Payouts
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And last but most certainly not least, our Return of Premium... (scroll down for details)
Our solution.
We are a local insurance agency who exclusively provides the #1 supplemental insurance products in America through our parent company, Globe Life Family Heritage Division;
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Globe Life: Founded 1900
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Family Heritage Division: Founded 1989
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A+ AM Best Rating
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A+ Rating with Better Business Bureau
What is your back up plan?
100% REFUNDABLE policies
Every policy comes with a money back feature called:
"Return of Premium"
This means that for the next 25 years we will save 100% of your premiums for you, whatever you haven't used in claim payouts we return back to you, tax-free!
This makes our product extraordinarily unique!
*policies vary per state*